These are a Fixed Benefit health plans. Guaranteed renewable to age 65. A fixed benefit health plan provides coverage for in-patient hospital, out-patient surgical, skilled nursing, doctor visits, x-ray labs, prescription drugs, and much more. While you can use any doctor or hospital you choose without penalty, you have the option of accessing the PHCS Multiplan Network to take advantage of great savings at no additional costs. We then add components to cover critical illness, accidents, additional out of pocket expenses, and more.
Exclusions and limitations apply. See outline of coverage for details.