Price represents just one of many important factors in the insurance industry. In fact, finding the right coverage for your needs often involves research, but you don't need to conduct this research alone. Instead, you can opt to work with an independent insurance agent, who will review many different insurance companies' rates and coverage options to determine the best fit for you. You can try to save 15 percent on your insurance in 15 minutes, but here are 10 reasons to consider working with an independent insurance agent instead:

- If you have coverage questions or issues with a claim would you rather reach an automated recording or an actual person when you call your insurance provider? More and more companies have switched to automated systems, often making it difficult and time consuming to reach the right person. However with Carrier Financial and Insurance an actual person will still greet and assist you.

- Working with an independent insurance agent can be compared to having a personal shopper. Similar to the way in which a real estate agent sorts through properties to help you find your ideal home, an insurance agent reviews many different insurance companies' rates and coverage options to help you secure policies that best suit your needs. So you can choose to work with an independent agent, who will handle your coverage needs, assist you with claims reporting and answer any questions you may have, from billing issues to coverage concerns, always advocating on your behalf, at no additional cost to you.

- In addition to assisting you, we are also a part of your local community. As local business owners, we sponsor fundraisers and volunteer within the community. Another local benefit is your agent's knowledge of your community. As local residents, we have lived in your area for years and use our knowledge to help you better reduce your risks and protect your assets.

- We are a one-stop shop- you can take care of all your coverage needs at once, limiting the number of different companies you deal with and helping you stay organized. For example, if you own a small business, you can likely secure commercial insurance coverage from the same agency that insures your car and home. If you're looking for health, life, or dental insurance, whether for your family or business,we can help you there as well.

We understand that insurance can seem complicated and confusing, especially when you don't deal with it on a daily basis. We will work to ensure that you fully understand your coverage, from what is and is not included, to the deductibles and limits you should carry. After you purchase your policy our work isn't over - instead, we are here to help answer your questions, update your policy and make coverage recommendations. Above all, working with Carrier Financial and Insurance will provide you with peace of mind, knowing that when you save money on your insurance, it won't come at the expense of comprehensive coverage. When it comes to protecting your home, family, business and other invaluable assets, relying on an independent agent you can trust is a great place to start.