Need even more options? New plans allow small employers to set aside a fixed amount of tax-free money per month for employees to purchase individual health insurance or use for medical expenses. We also have a variety of options for the individual market; fixed benefit plans, accident, critical illness, standalone Minimum Essential Coverage, and the newly available renewable short-term polices.

Interested in setting up life insurance or a 401k plan for your employees? We can help with that too. Our goal is to be a trusted advisor for all your insurance needs. We have a strong array of carriers to provide General Liability, Property, Work Comp, and Auto insurance for your business.

Carrier Financial And Insurance Services, located in North Knoxville, is a family owned and operated business. We’ve been building relationships in East Tennessee for over 35 years and know our business community. As an independent agency we look to offer our clients the best available coverage and service. Feel free to give us a call or drop an email to see how we can help.

– If you have coverage questions or issues with a claim would you rather reach an automated recording or an actual person when you call your insurance provider? More and more companies have switched to automated systems, often making it difficult and time consuming to reach the right person. However with Carrier Financial and Insurance an actual person will still greet and assist you.

– Working with an independent insurance agent can be compared to having a personal shopper. Similar to the way in which a real estate agent sorts through properties to help you find your ideal home, an insurance agent reviews many different insurance companies’ rates and coverage options to help you secure policies that best suit your needs. So you can choose to work with an independent agent, who will handle your coverage needs, assist you with claims reporting and answer any questions you may have, from billing issues to coverage concerns, always advocating on your behalf, at no additional cost to you.

– In addition to assisting you, we are also a part of your local community. As local business owners, we sponsor fundraisers and volunteer within the community. Another local benefit is your agent’s knowledge of your community. As local residents, we have lived in your area for years and use our knowledge to help you better reduce your risks and protect your assets.

– We are a one-stop shop- you can take care of all your coverage needs at once, limiting the number of different companies you deal with and helping you stay organized. For example, if you own a small business, you can likely secure commercial insurance coverage from the same agency that insures your car and home. If you’re looking for health, life, or dental insurance, whether for your family or business,we can help you there as well.

We understand that insurance can seem complicated and confusing, especially when you don’t deal with it on a daily basis. We will work to ensure that you fully understand your coverage, from what is and is not included, to the deductibles and limits you should carry. After you purchase your policy our work isn’t over – instead, we are here to help answer your questions, update your policy and make coverage recommendations. Above all, working with Carrier Financial and Insurance will provide you with peace of mind, knowing that when you save money on your insurance, it won’t come at the expense of comprehensive coverage. When it comes to protecting your home, family, business and other invaluable assets, relying on an independent agent you can trust is a great place to start.